Yachts and Watercraft Insurance
When the days are clear and weather is warm, we know that the first thing on your mind is going out on the water. Your boat allows you to get away from all the stress and pressure of the mainland and kick back by yourself or with good friends.
Whether you are insuring a 25 foot boat or a 150 foot yacht, count on us to advise you of changing boat insurance markets. At Tanenbaum Harber, we help you find an insurance policy that addresses your needs, so you can enjoy your time on the water. Our agency is experienced in writing insurance policies for boaters, so you can expect to receive coverage options that match your described needs.
Our watercraft insurance plans can provide you with coverage against many different types of loss.
Physical Damage Coverage
This optional coverage is typically designed to take care of your boat, motor, and trailer. Our agents will help you determine the right amount of physical damage coverage for each boat on your policy. You will also need to choose a deductible (the amount you would pay on a claim) before your policy kicks in.
If you're involved in an accident, there's a good chance another person or another watercraft is involved. And if you're at fault, you'll need liability coverage. You can choose a lot of liability coverage or a little – it's up to you. We'll show you what coverage and limits may be available, and how to get the maximum personalized protection you need.
Medical Payments Coverage
We offer medical coverage that can cover your eligible medical expenses if you get hurt when on the water.
Our products offer coverage not always found in standard policies.
- Extended navigational limits
- Emergency living expenses
- Agreed value claim settlement
- Customized coverage for large yachts
- Uninsured and Underinsured Motorist protection
- Newly acquired vessel coverage