Business Owners Policy in Miami, FL

A business owners policy (BOP) is a practical insurance solution designed to help small and medium-sized businesses in Florida manage risks.

Tanenbaum Harber Insurance Group understands the unique challenges business owners face in Miami, FL. Our team is committed to providing BOP insurance options that combine essential coverage into one convenient policy.

What Is a Business Owners Policy (BOP)?

A BOP is a bundled insurance package that typically includes three core coverages:

• Property insurance may cover your building, equipment, inventory and other physical assets from losses caused by fire, theft, vandalism or severe weather.

• General liability insurance may provide financial support if your business is held responsible for causing bodily injury or property damage to others. This may also cover your legal defense costs in a liability lawsuit.

• Business interruption insurance may help cover lost income and operating expenses if your business temporarily ceases operations due to a covered event.

By combining these coverages, a BOP can simplify your insurance management and may offer cost savings compared to purchasing each policy separately.

Who Can Benefit from a BOP?

A BOP is ideal for many small and medium-sized businesses, including:

• Retail stores

• Offices

• Restaurants and cafes

• Service providers

• Contractors

If you own or lease a physical location, have valuable business property or interact with customers and clients, a BOP may be a wise choice for your business.

Why Choose Tanenbaum Harber Insurance Group for Your BOP Insurance?

Our team specializes in helping Florida businesses find appropriate insurance solutions for their needs. We take the time to understand your operations and risks, then recommend BOP coverage tailored to your industry and location. We also stay current on Florida’s insurance requirements and local risks, so you can feel confident your business is financially protected.

Get Started Today

Contact our team at Tanenbaum Harber Insurance Group to discuss your options and request a personalized quote. Visit our contact page to get started.