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As we all face unprecedented challenges to the way we live and work, we would like to provide an update on how Tanenbaum Harber is managing the way we do business to continue providing the elevated level of service you expect. We recognize that your lives, business and the way you have done things in the past have changed and are here to help in any way we can.

Please see our >COVID-19 Page for an update on this and other resources you can use to help you navigate these uncharted waters.

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Home > Hospitality Insurance - Miami, FL

Hospitality in Miami, FL

 

Being part of the hospitality industry puts you at risk of unique losses. Hospitality insurance is a coverage designed to protect against liability and loss or damage. Your agents at Tanenbaum Harber of Florida are ready to help you with your coverage options.  

What Does Hospitality Insurance Cover?  
Hospitality insurance is not a specific type of insurance you can buy but rather a term that refers to the various insurance policies often purchased by hospitality businesses. Common coverages include:  

  • General liability insurance. This helps protect your business against claims filed for injuries or damages that occur on your property. Coverage includes personal injury claims, damage to others’ property and advertising claims made against you. 

  • Business property insurance. This helps cover equipment such as furniture, computers, outdoor elements such as landscaping and inventory stored at your property. 

  • Workers’ compensation. This helps protect your employees against workplace injury and illness as well as protect you against claims related to such. This is required coverage in most states. 

  • Business umbrella liability insurance. This helps provide additional coverage that exceeds what your general liability insurance can cover. 

  • Business interruption insurance. This helps provide financial assistance when your regular business functions are interrupted, such as what many hospitality businesses experienced during the pandemic. 


The coverage that best suits your business’s needs will depend on various factors. Connect with an agent to determine which coverage options should make up your hospitality insurance.  

How Much Does Hospitality Insurance Cost?  
The cost of hospitality insurance will be affected by the risks you face, types of services you offer, size of your establishment and factors such as serving alcohol or having an on-site pool. Speak with an agent about your risk factors to determine pricing. Whatever the cost, investment in proper insurance coverage today could save you from incurring larger expenses in the future.  

Get Started Today 
At Tanenbaum Harber of Florida, we’re here to help you get the coverage that best fits your business. Reach out to our agents today to get started with hospitality insurance.  

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Tanenbaum Harber of Florida
2900 SW 149th Ave, #100
Miramar, FL 33027-6605

Broward Tel: 954-883-2900
Miami-Dade Tel: 305-620-0200
Jacksonville Tel: 904-807-9121
We've successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your financial stability and stable coverage by allowing us to help you with your insurance needs.
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