☰ ˟
Contact Us Today by Email or Phone
Logo
  • Home
  • Business
    • Business Interruption
    • Construction / Contractors
    • Cyber Liability
    • Commercial Auto
    • Commercial Property
    • Distributors / Wholesalers
    • Employment Practices Liability
    • Executive Protection
    • Financial Institutions
    • General Liability
    • Healthcare
    • Hospitality
    • Manufacturing
    • Marine
    • Real Estate
    • Not For Profit
    • Retail
    • Risk Management
    • Technology
    • Coronavirus in the Workplace - Compliance Consider
    • Transportation
    • Workers Compensation
  • Personal
    • Personal Lines
    • Private Client Services
    • Home and Property
    • Automobile Insurance
    • Boat Insurance
    • Dental
    • Flood
    • Life
    • Personal Umbrella
    • Wind / Hail
    • Valuable Items
    • High Value Item
    • Hurricane Preparedness
    • Yacht
  • Financial Services
    • Employee Benefits
    • Individual Benefits
  • About
    • About Us
    • Testimonials
    • Privacy Policy
    • Terms and Conditions
  • Insurance Center
    • Important Links
    • Frequently Asked Questions
    • Insurance Glossary
  • Client Services
    • File a Claim
    • Customer Service Requests
  • News
  • Contact
    • Contact Us
    • Locations

How Can We Help You?
Home > Business Owners Policy (BOP) | Miami, FL

Business Owners Policy (BOP) in Miami, FL


Business Owners Policy (BOP) Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

BOP Insurance Quote

Business Owners Policy (BOP) Insurance Information


Business owners have a clear interest in the state of their companies. For many owners, their businesses’ successes and failures can substantially impact their personal finances. Given the potential consequences of incurring significant losses and damages at your company, it’s imperative for business owners like yourself to understand the importance of a sufficient business owners insurance policy (BOP). 

For over 35 years, the agents at Tanenbaum Harper of Florida have worked to help businesses understand and fulfill their insurance needs. 

What Does a BOP Cover? 
All small- and medium-sized businesses should strongly consider acquiring a suitable BOP. These insurance packages are a convenient and cost-effective investment by bundling several critical types of insurance into a single policy. Although specific coverage needs may vary among businesses, BOPs include protection that can be valuable for most companies. In general, these policies usually include the following: 

General liability—If your business is responsible for an incident that resulted in losses for a third party, such as a client or guest, this coverage can help pay for the following expenses: 

  • Medical treatment for bodily injury
  • Repairs or replacement costs for damaged property
  • Damages arising from personal and advertising injury
  • Legal fees and settlements related to the above claims 

Commercial property—If property owned or used by your company is damaged or lost, your BOP can provide financial aid. This may include the following: 

  • Buildings
  • Equipment
  • Tools
  • Inventory
  • Signage
  • Landscaping
  • Furniture 

Business interruption—If a covered event forces your business to cease its regular operations temporarily, your insurance can help cover the following costs: 

  • Rent
  • Mortgage payments
  • Payroll
  • Lost income
  • Tax payments
  • Loan payments
  • Relocation expenses 

While the aforementioned trio of coverages act as a reliable core for most businesses, diligent owners must also assess the operations and details of their specific situation. Depending on various circumstances, the following additional coverages may be necessary: 

  • Workers’ compensation insurance
  • Commercial auto insurance
  • Cyber liability insurance
  • Professional liability insurance
  • Employment practices liability insurance
  • Directors and officers liability insurance 

Get the Right Coverage 
As a business owner, you bear inherent responsibility for its future. Your decisions may shape your company’s direction and your employees’ careers. Without adequate insurance, it may be difficult for you to properly secure your business’s finances and further its mission. Even a single mistake can have lasting financial ramifications. 

The agents at Tanenbaum Harber of Florida are dedicated to helping business owners in the Miami area protect their companies. We will work with you to identify your insurance needs and sculpt a suitable insurance portfolio. Contact us today to get started. 

Our Customer Feedback

Read More

Our latest blogs

  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Tanenbaum Harber of Florida
2900 SW 149th Ave, #100
Miramar, FL 33027-6605

Broward Tel: 954-883-2900
Miami-Dade Tel: 305-620-0200
Jacksonville Tel: 904-807-9121
We've successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your financial stability and stable coverage by allowing us to help you with your insurance needs.
We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Latest News/ Locations/ Join Our Newsletter/ Refer A Friend
Quick Help Links
Quote Forms/ Service Forms/ Claims/ Payments/ Glossary/ FAQs/ Privacy Policy/ Terms and Conditions
Icon Icon
Icon Icon Icon
Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder