Thursday, December 1, 2022No matter what industry your business is in, maintaining the safety of your employees and customers is key. There are a few things that can be done which help keep your company out of liability. One of the first things you should do is obtain business insurance. READ MORE >>
Monday, June 27, 2022At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Thursday, December 16, 2021Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>
Tuesday, June 29, 2021Working doesn’t mean you sit behind a desk all day. You might have to leave the office to do business. Or, you might work outside the office on your regular course of duties. Because you might not be on the business premises all day, you might wonder if accidents occurring offsite will qualify you for workers’ compensation? READ MORE >>
Tuesday, December 29, 2020 Employee injuries happen in various circumstances both on and off the business’ property. Unfortunately, there has been a lot of gray area in the past about how workers compensation works with offsite injuries. If an employee is hurt on the business’ property, there are few common exclusions. READ MORE >>
Wednesday, June 24, 2020Workers compensation insurance provided by employers is designed to offer compensation to employees who are injured on the job. This insurance helps with immediate medical expenses, physical therapy, lost wages and other costs associated with the injury. Time limits on workers compensation benefits depend on the state. READ MORE >>
Wednesday, December 11, 2019Nearly every business in the United States requires workers compensation. Injuries and accidents are frequent in the workplace, especially in construction and other physical labor industries. But when you do get injured, what does workers compensation do to help? READ MORE >>
Friday, June 14, 2019 If you get hurt on the job, you might face significant injuries. You also might have to take time off work during your recovery. Therefore, even as you encounter medical bills and recovery costs, you might also not be able to keep your paycheck. That could make your financial losses all the more compounded. READ MORE >>
Tuesday, April 23, 2019Now that spring is upon us, construction jobs in your area are likely starting to pick up steam. Good weather and fair skies open up a lot of working hours if you are a contractor. Still, as temperatures rise, you have to keep an eye on them. Long hours of manual labor in the heat could easily cause you or your employees to get hurt without even knowing it. READ MORE >>
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