Tuesday, March 15, 2022Business owners who allow their employees to drive as part of their assigned duties assume a degree of liability for the employees’ actions behind the wheel. Therefore, they need commercial auto insurance. Still, if an employee uses their personal car for work, then that does not mean that your liabilities go away. READ MORE >>
Friday, March 11, 2022Despite what you may think, not everyone qualifies for a business owners policy (BOP). A BOP is a way for certain businesses to bundle important coverages at a discounted rate. Typically, businesses that purchase a BOP are small businesses in low-risk industries. Examples of high-risk industries are: READ MORE >>
Thursday, February 24, 2022Construction takes materials, and it usually involves a budget. You therefore don’t want to have to worry about running out of hard assets while also running out of money. Nevertheless, you can’t predict every instance of asset loss. One frequent occurrence that you don’t want to happen on your site is theft or vandalism. READ MORE >>
Friday, February 11, 2022The average drive faces around three accidents in their lifetime even if they drive as carefully and defensively as possible. Even if you are a good driver, you may face an accident and have to file a claim. This is in part due to other people on the road rather than your own driving. READ MORE >>
Thursday, January 27, 2022If you own a business, you likely own physical property related to that business. Physical property such as your store, restaurant, offices and all its contents must be protected under the right commercial property insurance. This type of insurance is designed to protect businesses who suffer physical and financial damage due to certain accidents. READ MORE >>
Friday, January 14, 2022You never want a customer to experience a problem with your business services. However, there is no guarantee that they won’t. And, if someone experiences a problem in the business, then they might blame you for the problem. That’s why you likely need liability insurance. READ MORE >>
Wednesday, December 29, 2021As an accountant, you provide vital services that your clients rely on. Even though accountants are known for their ability to accurately evaluate and maintain financial records, mistakes can still occur. If such a mistake happens and ends up harming a client, the client may file a lawsuit against your firm for their resulting losses. READ MORE >>
Thursday, December 16, 2021Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>
Monday, November 29, 2021Allegations of improper conduct, such as sexual harassment or misconduct, might occur in any business, at any time. When they do, they could lead to costly lawsuits and often, a business’s leaders and board members are those who stand to bear the brunt of the blame. READ MORE >>
Wednesday, November 17, 2021You might have heard the claim that home security systems are no longer helpful. Some people say that they no longer have any value because thieves can simply ignore them and make a fast getaway. Don’t let these false claims fool you. Home security systems have incalculable value for any home in any community. READ MORE >>
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