Wednesday, August 3, 2022Construction can be a rewarding career. Many people enjoy seeing the tangible fruits of their labor. But it does not come without risks. Being that buildings are not erected overnight, your projects are exposed to a host of risks—severe weather, fire, flooding, theft and more—throughout the process of construction, which could take many months. READ MORE >>
Thursday, July 21, 2022Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs? READ MORE >>
Wednesday, July 13, 2022We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. READ MORE >>
Monday, June 27, 2022At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Friday, June 24, 2022Have you considered the numerous risks you face as a business owner? Often, professionals who provide a service to the community don't view their "service" as a business. However, it is and as such, you need to have comprehensive insurance protection in place to help you to avoid some of the numerous risks it faces. READ MORE >>
Thursday, May 19, 2022If you’re a general or specialized contractor, your work probably involves a lot of manual labor. Therefore, you usually spend a lot of your time assembling projects and committing time to making sure the work goes off without a hitch. However, there are times when you could make mistakes throughout the course of your services. READ MORE >>
Monday, May 9, 2022Every business owner, particularly directors & officers, want to make the right decisions for their company, shareholders and clients. However, mistakes can happen. If they do, then the blame might fall squarely on company principals’ shoulders. READ MORE >>
Friday, April 15, 2022When it comes to insurance, many people have it, but few people understand their coverage. In particular, home insurance seems to be the most mind-boggling type of insurance. Rightly so. The coverage for home insurance can vary drastically from state to state and from provider to provider. READ MORE >>
Wednesday, April 13, 2022Whether you are a general or specialized contractor, you probably know that it’s important to keep all of your projects on schedule and within budget. Any setback might put a dent in those plans, but you likely know that you can’t avoid every risk of something potentially going wrong. READ MORE >>
Tuesday, March 15, 2022Business owners who allow their employees to drive as part of their assigned duties assume a degree of liability for the employees’ actions behind the wheel. Therefore, they need commercial auto insurance. Still, if an employee uses their personal car for work, then that does not mean that your liabilities go away. READ MORE >>
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