Wednesday, July 13, 2022We hear the term general liability, we likely think it refers to general liability insurance. We know we need this coverage if we want to run a successful business. But what exactly is general liability? Liability is a term that refers to being responsible for something, particularly in legal matters. READ MORE >>
Monday, June 27, 2022At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Friday, June 24, 2022Have you considered the numerous risks you face as a business owner? Often, professionals who provide a service to the community don't view their "service" as a business. However, it is and as such, you need to have comprehensive insurance protection in place to help you to avoid some of the numerous risks it faces. READ MORE >>
Thursday, May 19, 2022If you’re a general or specialized contractor, your work probably involves a lot of manual labor. Therefore, you usually spend a lot of your time assembling projects and committing time to making sure the work goes off without a hitch. However, there are times when you could make mistakes throughout the course of your services. READ MORE >>
Monday, May 9, 2022Every business owner, particularly directors & officers, want to make the right decisions for their company, shareholders and clients. However, mistakes can happen. If they do, then the blame might fall squarely on company principals’ shoulders. READ MORE >>
Friday, April 15, 2022When it comes to insurance, many people have it, but few people understand their coverage. In particular, home insurance seems to be the most mind-boggling type of insurance. Rightly so. The coverage for home insurance can vary drastically from state to state and from provider to provider. READ MORE >>
Wednesday, April 13, 2022Whether you are a general or specialized contractor, you probably know that it’s important to keep all of your projects on schedule and within budget. Any setback might put a dent in those plans, but you likely know that you can’t avoid every risk of something potentially going wrong. READ MORE >>
Tuesday, March 15, 2022Business owners who allow their employees to drive as part of their assigned duties assume a degree of liability for the employees’ actions behind the wheel. Therefore, they need commercial auto insurance. Still, if an employee uses their personal car for work, then that does not mean that your liabilities go away. READ MORE >>
Friday, March 11, 2022Despite what you may think, not everyone qualifies for a business owners policy (BOP). A BOP is a way for certain businesses to bundle important coverages at a discounted rate. Typically, businesses that purchase a BOP are small businesses in low-risk industries. Examples of high-risk industries are: READ MORE >>
Thursday, February 24, 2022Construction takes materials, and it usually involves a budget. You therefore don’t want to have to worry about running out of hard assets while also running out of money. Nevertheless, you can’t predict every instance of asset loss. One frequent occurrence that you don’t want to happen on your site is theft or vandalism. READ MORE >>
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